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Top 7 Paypal Alternatives For Bloggers and Freelancers

I have been a PayPal user for almost five years, and I love it to the core. When I was starting out online, I had no idea how to receive money from people outside of my own country, and PayPal made it so easy to receive money from these foreign country transactions.

In my homeland (India) due to PayPal and RBI disputes, I can no longer use PayPal the same as other users from countries like the U.S.A, the U.K., and Australia.

So I started digging around to find some of the best alternative sites to PayPal.

There are many sites that are similar to PayPal with more or fewer features. I will list some of the best money transfer sites which I have found while searching for an alternative method for receiving payments. If you know of any others feel free to suggest via the comments.

For the quick read, here is the list of services that are mentioned below:

  1. Payoneer
  2. Stripe
  3. Transferwise
  4. 2checkout
  5. Instamojo
  6. Skrill
  7. Remitly

Note: This article was updated on January 2019 to feature new services.

Page Contents

Best Alternative sites to Paypal: 2019 Edition

I’m making this list exclusive for bloggers and freelancers, but if you are a small business, I would love to know what tool you are using to send or receive payment from overseas.

So, let’s start with our grand list of best PayPal alternatives:

1. Payoneer


Payoneer is one of the oldest services for global payment, and now they are available in countries like India, Pakistan, and many more. Payoneer will let you receive money from the U.S. & European countries. The best part about Payoneer is the transaction fees are lower and because of this, you will end up saving a lot of money.

Signing up for Payoneer is free, and once you have done a transaction of $1000 using Payoneer, you will get a bonus of $25.

Sign up for Payoneer

Here are a few more tutorials & guides for using Payoneer:

  • How to receive Commission Junction payment using Payoneer
  • How to Configure Amazon Affiliate account to receive commission using Payoneer

2. Stripe

If you are looking for a PayPal alternative to accept payment on your online store, Stripe is the best option. It’s a USA based company & accepts the application from many countries in the world. If you are from a country which is not in operation list of Stripe, you can take advantage of Stripe Atlas program that let you incorporate a company in USA & also opens a bank account for you. I actually did all this to run Saviour store & you can read about Stripe Atlas program here.

Stripe has integration with almost all the web stores, e-commerce store so you are more likely to find a plugin or a way to integrate Stripe with your web store or e-commerce site. You can use Stripe to accept one-time payment & even for accepting recurring payments.

Stipe accepts payment from all major debit/credit cards from 135+ countries, so you can truly go global with Stripe.

There is no setup fees or monthly fees. However, per transaction Stripe charges 2.9% + 30 cents. You can also accept payment in Bitcoins using Stripe payment processor.

Apply for Stripe account

3. TransferWise

Many of you might not know this popular money transfer website which was created by the people behind Skype & backed by Richard Branson. You might prefer TransferWise over PayPal because of their low transaction fees & currency conversion charges. That means you won’t lose money in currency conversion.

Watch the below video to understand how easy it is to send money using TransferWise:


TransferWise supports various countries & currencies.

When you signup for TransferWise using the link below, your first transaction (up to £500) is completely free.

Claim your first free transaction on TransferWise

4. 2Checkout


Many of my online partners have resorted to 2CO for all their online money needs. 2CO has a lot of positive reviews and is considered as a great alternative to Paypal. Here at the Saviour download store, 2CheckOut is used to collect payment from all over the world.

The only downside of 2CheckOut is the high transaction & transfer fees. If you use 2CheckOut, I would suggest keeping your payment release level high so that you save on money transfer fees.

Getting on-board with 2CheckOut is easy & their support is pretty awesome.

Sign up for 2Checkout

Supported currencies for FOREX:

US Dollars, Argentina Peso, Australian Dollars, Brazilian Real, Canadian Dollars, Danish Kroner, Euro, GBP-Sterlings, Hong Kong Dollars, Indian Rupee, Japanese Yen, Mexican Peso, New Zealand Dollars, Norwegian Kroner, South African, Rand, Swedish Kroner, Swiss Francs

5. Instamojo

Instamojo is the PayPal equivalent for Indian users. You can quickly send payment to other Instamojo user using @username or email address. Similarly, you can receive payment by giving your username to others. You can also setup an online store if you like and sell stuff like digital products or services. I have been using Instamojo for almost 2 years and it’s getting better day by day.

Join Instamojo

6. Skrill

Skrill is a very popular alternative for PayPal & Payoneer because of their currency conversion rates (they are the best).

Skrill Payoneer alternative

I have tried it myself a couple of times and MB transfers work great. They also offer a prepaid Mastercard that works in millions of shop worldwide. They also have an iPhone & Android app so you can make transactions from your mobile.

Create free Skrill account

7. Remitly


Remitly is another popular service to send money to India & Philippines.  They are running great promotional offers & one of them is no charge on transfers over $1000. When sending money via credit or debit card, the transfer will happen automatically at the flat rate of $3.99.

You also have an option to send payment without any fees, but it will take 3 days.

I believe that when you are not in hurry, free is good.

Check out Remitly

Bonus service:

  • Worldremit

These are the top alternatives for PayPal. Frankly, compiling this list was a bit of a pain because all of the above-mentioned services have something unique about them.

Other services which are popular to send & receive money internationally:

  • Selz
  • Payhip
  • Neteller
  • OkPay
  • Moneypolo
  • Western Union
  • Money Gram

I personally enjoy using Payoneer the most due to their credibility & great service.

Which service do you prefer as PayPal alternative?

Also see:

  • PayPal vs. Payoneer: Which one helped me earn an extra $1,700/year?
  • How I Opened A Bank Account In The USA From India: Stripe Atlas Experience
  • Easy Digital Downloads Review: Best Way To Create Digital Download Store in WordPress

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